Pay 9 instalments. The 10th is on us.
A savings plan for the diamond jewellery you're dreaming of — backed by 126 years of Vummidi trust.
Trusted Jeweller
IGI Certified Solitaires
Redeem In-Store or Online
LAUNCH OFFER - Free silver coin - first 100 enrolments
THE VUMMIDI STORY · 1900
Trust isn't advertised. It's inherited.
For over a century, the Vummidi name has stood for uncompromising quality and trust in fine jewellery. Varniya Vault brings that legacy into a modern savings plan designed for your diamond dreams.
Your savings grow with gold appreciation, and made beautiful by certified diamonds, redeem your value for exquisite diamond jewellery at our stores.
126
years of Vummidi heritage
24K
real gold, Augmont custody
9+1
months - the 10th is free
IGI
Certified diamonds
TWO WAYS TO SAVE
Choose the plan that fits you
SOLITAIRE
- Pay 9 monthly instalments
- 10th month bonus = 1x your monthly amount
- Gold appreciation included
- Redeem for certified diamond jewellery
MOST POPULAR
BRILLIANCE
- Pay 9 monthly instalments
- 10th month bonus = 1x your monthly amount
- + 2% extra diamond discount
- Maximum value at maturity
See what your Vault could be worth
₹5,000
| SOLITAIRE | BRILLIANCE | |
|---|---|---|
| Total paid (9 months) | ₹45,000 | ₹45,000 |
| Diamond growth | ₹1,350 | ₹1,350 |
| Varniya bonus (10th month) | ₹5,000 | ₹10,000 |
| Jewellery value at maturity | ₹51,350 | ₹56,350 |
Questions, answered
Varniya Vault SOLITAIRE
A savings plan where you pay 9 monthly instalments and receive the 10th month free. Your savings grow with diamond appreciation and can be redeemed for certified diamond jewellery.
After completing 9 monthly payments, Varniya adds the equivalent of your monthly instalment as a bonus, giving you 10 months of value for 9 months of payments.
Varniya Vault BRILLIANCE
BRILLIANCE offers double the bonus at maturity. You pay 9 instalments and receive 2x your monthly amount as the 10th month bonus, maximizing your jewellery value.
Payments & Autopay
Yes, you can set up autopay for hassle-free monthly deductions. You can also make manual payments if you prefer.










